When most people hear the word “insurance” they think of their cars, but in many cases their home is the most important and expensive piece of property they own. Our agency offers a variety of comprehensive homeowner’s insurance policies to choose from and these plans can be tailored to suit your individual needs and budget. A standard homeowner’s policy includes four types of coverages:

  • Coverage for your home and other structures
  • Coverage for your personal property
  • Coverage for additional living expenses when you are forced out of your home as a result of a covered loss
  • Liability protection


Paying for smaller claims yourself allows you to lower your homeowners’ insurance premiums by choosing a higher deductible.

Discounts & Credits

Multi-Policy – By insuring your auto and home with A & W Insurance Group, LLC, you may be eligible for a discount on your auto premium as well as your homeowner’s insurance premium.


A&W Insurance Group, LLC offers a variety of optional coverages to meet your individual needs and these can be added to your homeowner’s policy by endorsement for an additional premium.

  • Replacement cost
  • Backup of sewer or drain
  • Additional liability protection
  • Earthquake insurance
  • Identity protection
  • Mine subsidence

If you would like a comprehensive review of our homeowner’s insurance policies, contact us.